PRCH · Porch Group, Inc. — research history
Complete research history. Every dossier, draft, kill, publish, and lesson the system has produced on PRCH. Public so users can audit, AI can re-reference. Live price refreshes every 60s.
About PRCH · Porch Group, Inc.
Porch Group, Inc. develops and sells software and data solutions, manages insurance services, and provides consumer services related to homeownership in the United States. It operates through four segments: Insurance Services, Software & Data, Consumer Services, and the Reciprocal Segment. The Insurance Services segment manages and operates Porch Reciprocal Exchange, providing services including underwriting, policy renewal, risk management, portfolio management, financial oversight, and investment guideline setting. The Software & Data segment offers subscription and transactional software for inspection, mortgage, title, and roofing companies, as well as data products for insurance and other companies, including home inspection software, title and mortgage software, home factors property insights, and mover marketing products; measurement software for roofers; and move and post-move services. The Consumer Services segment provides warranty products under Porch Warranty and other brands, and moving-related services such as moving labor, TV/Internet, and security setup. The Reciprocal Segment, managed but not owned by Porch, includes Homeowners of America and Porch Reciprocal Exchange, which provides consumers with insurance to protect their homes, through premiums collected on policies. The company was founded in 2011 and is headquartered in Seattle, Washington.
Live Quote
HOLD (score +1) · 12-1 mom -10.7% · RSI 74.3 · above_both · -32.2% from high
Targets blend Wall Street consensus (8 analysts: low $12.00 / mean $16.25 / high $22.00) with chart-derived floors and ceilings.
1-Year Chart · RSI · MACD
Research Timeline
Newest first. Each entry shows what stage produced it, the verdict/decision, and the reasoning.
Investigation triggered by Form 4 cluster (3 filings / 14 days) — but all are mandatory sell-to-cover transactions for PRSU tax withholding by CEO and CFO, not discretionary open-market sales or purchases. No insider buys of code 'P' were found in the recent window. Q1 2026 was a genuine beat (-$0.04 actual vs -$0.112 est) with raised full-year guidance, driving the stock from ~$7 to $10.33 over April-May — a large move already in price. The company has no forward P/E (deeply negative), extremely high leverage (D/E 1517%), and is an insurance carrier subject to weather catastrophe risk and Texas concentration. At ~$10.30 with 70%+ ATM IV, there is income potential via covered calls, but no mispricing or material edge was identified — the bullish catalyst has already been largely realized in recent price action.