{
  "symbol": "PRCH",
  "company": "Porch Group, Inc.",
  "generated_at": "2026-06-24T07:36:51.633Z",
  "event_count": 1,
  "events": [
    {
      "type": "scout_dossier",
      "ts": "2026-05-12T23:13:57.525Z",
      "summary": "Investigation triggered by Form 4 cluster (3 filings / 14 days) — but all are mandatory sell-to-cover transactions for PRSU tax withholding by CEO and CFO, not discretionary open-market sales or purchases. No insider buys of code 'P' were found in the recent window. Q1 2026 was a genuine beat (-$0.04 actual vs -$0.112 est) with raised full-year guidance, driving the stock from ~$7 to $10.33 over April-May — a large move already in price. The company has no forward P/E (deeply negative), extremely high leverage (D/E 1517%), and is an insurance carrier subject to weather catastrophe risk and Texas concentration. At ~$10.30 with 70%+ ATM IV, there is income potential via covered calls, but no mispricing or material edge was identified — the bullish catalyst has already been largely realized in recent price action.",
      "verdict": "no_anomaly",
      "confidence": 4,
      "tool_calls": 22,
      "walltime_min": 20,
      "debug_path": "dossiers/2026-05-12-PRCH.scout.debug.json"
    }
  ],
  "lessons": [],
  "chart_signal": {
    "ticker": "PRCH",
    "call": "HOLD",
    "confidence": 1,
    "score": 1,
    "factors": {
      "above_200dma": "+2",
      "above_50dma": "+1",
      "momentum_down": "-1 (-10.7%)",
      "rsi_overbought": "-1 (74.3)",
      "macd_above_signal": "+1",
      "recent_macd_bullish_cross": "+1 (4d ago)",
      "broken_below_high": "-2 (-32.2% from high)"
    },
    "summary": "HOLD (score +1) · 12-1 mom -10.7% · RSI 74.3 · above_both · -32.2% from high",
    "last_close": 12.9,
    "one_month_ago_close": 9.74,
    "twelve_month_ago_close": 10.91,
    "twelve_one_momentum_pct": -10.72,
    "rsi_14": 74.3,
    "ma_stack": "above_both",
    "from_period_high_pct": -32.25,
    "period_high": 19.04,
    "price_targets": {
      "bear": 10.62,
      "fair": 12.99,
      "bull": 22,
      "bear_return_pct": -17.7,
      "fair_return_pct": 0.7,
      "bull_return_pct": 70.5,
      "method": "street_targets ⨯ chart_floors",
      "street": {
        "target_low": 12,
        "target_mean": 16.25,
        "target_high": 22,
        "analyst_count": 8
      }
    },
    "generated_at": "2026-06-24T07:36:51.629Z"
  }
}