SHFSW · SHF Holdings, Inc. — research history
Complete research history. Every dossier, draft, kill, publish, and lesson the system has produced on SHFSW. Public so users can audit, AI can re-reference. Live price refreshes every 60s.
About SHFSW · SHF Holdings, Inc.
SHF Holdings, Inc., through its subsidiaries, provides access to banking, lending, and other financial services to financial institutions serving the cannabis industry. The company, through its proprietary platform, offers access to business checking and savings accounts; cash management accounts; savings and investment options; commercial lending; courier and vaulting services; remote deposit services; automated clearing house payments and origination; and wire payments. It also provides regulatory compliance consulting, software for maintaining know your customer, and bank secrecy act compliance; origination, onboarding, verification, and servicing of cannabis-related deposit business; and sourcing, underwriting, servicing, and administering services of loans issued to cannabis businesses and related entities. In addition, the company's services allow cannabis related businesses to obtain services for enhanced financial insight into business and access to resources. SHF Holdings, Inc. was founded in 2015 and is headquartered in Golden, Colorado.
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HOLD (score +0) · 12-1 mom -7.6% · RSI 0 · below_both · -7.6% from high
Targets blend Wall Street consensus (? analysts: low — / mean — / high —) with chart-derived floors and ceilings.
1-Year Chart · RSI · MACD
Research Timeline
Newest first. Each entry shows what stage produced it, the verdict/decision, and the reasoning.
SHF Holdings (Safe Harbor Financial) is a cannabis-banking fintech with warrants exercisable at $230 vs. common stock price of ~$0.027 — the warrant is deeply out-of-the-money and effectively worthless on an intrinsic basis. The five Form 4 filings triggering this investigation were NOT open-market purchases; they were late-reported equity compensation (Douglas Beck's vested stock option), a preferred-stock redemption, and transactions reported with months-old dates under Rule 10b5-1 administrative correction language. There are zero open-market P/S buys by executives or directors in the dataset. The underlying business has revenue down 54% YoY to ~$7.4M TTM, is deeply unprofitable (-55% operating margin), burning $3.4M cash annually with only $6.8M on hand and a going-concern flag — yet just eliminated most of its debt in Q4 2025 via redemption mechanics. The May 6 2026 warrant price reduction to $0.65 creates an interesting near-term catalyst window for warrant holders, but the fundamental picture is one of severe distress with no credible path to solvency without massive dilution.